SIL vs. SDA: What’s the Difference?

SIL vs. SDA

Quick summary

  • SDA funds the home: the building and its accessible design features.
  • SIL funds the support workers who help you with daily tasks.
  • You can receive SIL without SDA, SDA without SIL, or both together.
  • Each has its own NDIS eligibility criteria and is funded separately in your plan.
  • Enliven Housing is an SDA provider only, so you choose your support provider separately.

Supported Independent Living (SIL) and Specialist Disability Accommodation (SDA) are both NDIS funding types, and they are often used together. SDA funds the home. SIL funds the support you receive inside it.

This guide explains what each one covers, who is eligible, how the funding works and whether you can receive both. For the bigger picture, see our What is SDA housing guide.

SIL vs SDA: a quick breakdown

SIL and SDA compared
Two separate NDIS funding types
SIL (the support) SDA (the home)
What it is NDIS funding for day-to-day support NDIS funding for a specialist home
What it funds Support workers and daily assistance The building and its accessible design
Who it is for People who need regular help with daily living People with very high support or accessibility needs
Example Help with cooking, personal care and life skills A wheelchair-accessible home with a ceiling hoist

What is Supported Independent Living (SIL)?

SIL is a type of assistance provided by a worker who helps you with your daily tasks. Some of these tasks may include:

Domestic assistance

House cleaning, laundry and other household tasks.

Personal assistance

Help with showering, dressing and personal care.

Errands assistance

Grocery shopping and getting to medical appointments.

This support focuses on developing your skills and enhancing independent living. It doesn’t include support that is viewed as not enhancing your living goals, such as organising paperwork and bookkeeping.

When assessing eligibility, the National Disability Insurance Agency (NDIA) will look at your home and living goals as well as your support needs. They’ll consider your age, independent living skills and occupational therapy reports. Specifically, the NDIA considers SIL a suitable option if you require more than eight hours of direct support, like household cleaning and assistance with errands. It’s also recommended if the participant requires additional levels of support outside of working hours or requires support 24 hours per day.

You can read the official overview on the NDIS Supported Independent Living page.

The NDIA will consider
✓ Your age
✓ Your independent living skills
✓ Your occupational therapy reports
✓ Your home and living goals
SIL may suit you if you
✓ Need more than eight hours of direct support
✓ Need support outside of working hours
✓ Need support 24 hours per day

Read the official overview on the NDIS Supported Independent Living page.

What is Specialist Disability Accommodation (SDA)?

SDA is a type of housing that is specifically designed to help address the needs of people with disability. It can be in the form of houses, apartments and other types of dwellings, all of which are built and equipped with special design features.

SDA can include a wide range of design features which can be sorted into four types of categories known as SDA design categories: Improved Liveability (IL), Fully Accessible (FA), High Physical Support (HPS) and Robust. Each category has its own standards and criteria that allow for a more personalised living experience. For example, SDA under the HPS category requires a door opening of at least 95cm, while SDA under the FA category requires at least 90cm. Learn more in our SDA design categories guide.

The NDIS will fund SDA if it’s the best option for your support needs when compared to other supports alone.

IL

Sensory, intellectual or cognitive impairment

Improved Liveability

IL homes provide a reasonable level of physical access plus additional features that promote safety, comfort and easy wayfinding. Doorways, handles and switches are clearly visible so moving through the home is seamless.

Key design features
● All corridors and passageways must be at least 120cm wide
● Luminous contrast of at least 30% between two surfaces (e.g. door leaf and door frame)
● Solid glazing strips over large areas of glass
● Colour contrast between the floor and wall

Highline, Westmead

High-contrast joinery · wide sightlines · task-lit kitchen

FA

High physical impairment

Fully Accessible

FA homes focus on a high level of physical access. They are step-free throughout and include modifications that make everyday movement and use straightforward — particularly beneficial for wheelchair users.

Key design features
● No stairs anywhere in the dwelling
● Wider doorways with at least a 90cm opening
● Bathroom and kitchen usable seated or standing
● Automated doors, lights and blinds where needed
● SDA bedroom clearance of 4070 x 3100 mm

Orchard Terrace, Subiaco

Step-free entry · 90cm doorways · roll-under benches

HPS

High physical impairment with critical support needs

High Physical Support

High Physical Support (HPS) is the most comprehensive SDA design category built for participants with higher support needs. This category is most compatible if you often require additional support and specialised equipment for day-to-day activities.

Key design features
● Hoist-ready bedrooms
● Minimum door entry opening of 950mm
● Uninterruptible Power Supply (UPS) Systems
● Assistive Technology (AT) provisions
● Intercom

Highline, Westmead

High-contrast joinery · wide sightlines · task-lit kitchen

Robust

Autism, mental health and psychosocial conditions

Robust

Under the SDA Design Standard, the Robust design category addresses the needs of participants who may present with complex behaviours or psychosocial disability, such as Autism or mental health conditions. This design category ensures that homes are built to support not only participant safety and comfort but also the long-term durability of the property.

Key design features
● Kitchen benchtop and cabinetry must be made of robust materials
● The main bedroom must be sound-insulated
● Windows must be made of shatter-free material such as laminated glass or polycarbonate
● Fittings and fixtures such as sink tap must be durable and vandal proof

Highline, Westmead

High-contrast joinery · wide sightlines · task-lit kitchen

Learn more about each one in our SDA design categories guide.

Who is eligible for SDA?

You may be eligible if you
✓ Are an existing NDIS participant
✓ Are under 65 years old
✓ Need someone else to help you complete daily tasks
✓ Need one-on-one assistance for a large portion of the day
And SDA would
✓ Improve, maintain or prevent your functional capacity from getting worse
✓ Lower your need for future support from others
✓ Build better connections with informal and formal supports
Check your eligibility now
Not sure if you qualify?

Use our free SDA Eligibility Calculator to receive an instant indication based on your circumstances and support needs.

Check my eligibility

SIL vs. SDA: What are the Key Differences?

SDA pays for the property, the ‘bricks and mortar’. SIL pays for the people who support you. You can access either one on its own or both together, so SDA housing isn’t a requirement for SIL.

SIL People and support
Supported Independent Living
● Funds paid personal support and daily living help
● Covers tasks like household chores and personal care
SDA Bricks and mortar
Specialist Disability Accommodation
● Funds the physical dwelling and its maintenance
● Tied to a design category and an enrolled property

Understanding Tenant Needs: SIL vs. SDA

Each type of support suits different needs.

SIL suits someone who
✓ Needs help with daily tasks such as cleaning, hair styling and dressing
✓ Wants to build life skills such as managing routines
✓ Needs someone available to assist with emergencies
✓ Seeks independence with the help of a worker
SDA suits someone who
✓ Needs a home designed for accessibility and safety
✓ Needs a living environment that supports physical or sensory needs
✓ Needs a home designed to prevent injury or manage challenging behaviours
✓ Seeks independence through design features such as open-plan living

How SIL and SDA are funded

How SDA funding works

The NDIS pays SDA funding directly to your SDA provider, who owns the home and rents it to you, much like a landlord. You pay a smaller amount towards rent, called the Reasonable Rent Contribution.

Your reasonable rent contribution
With Enliven Housing, capped at the following
25%
of your Disability Support Pension
25%
of your Pension Supplement
100%
of Commonwealth Rent Assistance or equivalent

How SIL funding works

SIL funding pays for your support workers. The amount you receive is based on your assessed support needs: how much help you need, how often you need it and how much of that support can be shared with housemates. SIL sits in your NDIS plan separately from any housing funding, and it is delivered by a support provider you choose.

For prices and rent contributions in detail, see our SDA pricing guide. For the application process, see our how to apply for SDA guide.

Ready to start the application?

Our team can help you assemble the evidence and understand what to expect at each step.

How to apply guide

Limitations of SIL

Depending on your NDIS plan, some SIL support is provided in a shared home. SDA, in comparison, has more flexibility as it’s separate from your support provider.

SDA Home separate from support
Specialist Disability Accommodation
● Funded by the NDIS for the ‘bricks and mortar’ alone
● Any other support is provided separately, so you have more choice
● You can stay in your home even if your support arrangements change
SIL Shared home, fixed provider
SIL in a shared home
● A roster of care allocates support hours to each participant on a weekly schedule
● If you need help outside your hours, such as an unexpected evening appointment, there may not be a support worker available
● The provider is typically fixed, so switching may mean moving to a new home

At Enliven Housing, our Choice Collective (formerly known as the Community Cooperative) gives you a say in how your shared supports are delivered. It brings you and your neighbours together to share your needs and preferences, discuss what’s working and explore how shared supports can work best for everyone.

Can You Receive Both SIL vs. SDA Funding?

It’s possible to receive both SIL and SDA support at the same time. These supports will be funded separately in your NDIS plan, meaning you can manage them individually. This can also mean that if you no longer qualify for one type of funding, you can still have access to the other.

To access both supports, the NDIA will assess your situation:

✓ Meet the specific NDIS eligibility criteria for SIL and SDA
✓ The NDIA assesses whether each support provides meaningful benefits
✓ Each support should help maintain or improve your functional capacity
✓ The NDIS looks at allied health reports or reports on your daily support needs and goals

If approved for both, this can help make your support services run smoothly and efficiently. It can be challenging for a worker to provide support safely in a space that doesn’t meet your needs. That’s why receiving SIL in an SDA home can make a big difference. For example, features like wider hallways and doorways can make it easier for both you and your support worker to move around comfortably.

Looking for a SIL provider?

We're an SDA provider only. Our team is happy to share information and recommend providers who offer SIL.

Ask our team

Frequently Asked Questions

No. SIL and SDA are funded separately, so you can receive SIL without SDA. SIL can be delivered in many kinds of homes, including social, private and family housing.

The NDIS pays your SDA provider for the home, and you pay a capped Reasonable Rent Contribution based on your pension and rent assistance. Your support workers are funded separately.

It depends on how your home and support are set up. When they are provided separately, as they are with Enliven, you may be able to change your support provider without moving. Where the provider is tied to the house, changing provider can mean moving out.

If you mainly need help with daily tasks, SIL is likely to suit you. If you need a home built around accessibility and high support needs, SDA is likely to suit you. Many people with high support needs are eligible for both, and an Occupational Therapist and Support Coordinator can help you work out which applies to you.

The Enliven difference

Why choose Australia’s most trusted SDA housing provider

✓ Most 5-star reviewed
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✓ Friendly landlord model
✓ We don’t outsource

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